Financial Sovereignty Glossary
Master the key concepts that define sovereign financial management. Each term links to tools and resources to help you take control of your wealth.
Portfolio Beta
A measure of volatility relative to the overall market. Your portfolio's Beta tells you how much risk you're taking compared to the S&P 500.
Sector Drift
The tendency of a portfolio's asset allocation to skew heavily towards a single industry over time, exposing investors to concentrated risk.
Fee Drag
The compound reduction of investment returns caused by percentage-based management fees. On a £100k portfolio, a 1% fee costs £27,000 over 20 years.
The Sovereign Stack
A financial software architecture where sensitive banking data is fetched via API but analyzed entirely on the client-side, ensuring the platform provider never sees your Net Worth.
Sovereign Finance
The philosophy of owning and controlling your financial data completely. No vendor lock-in, no data sales, no cloud dependency for core functionality.
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